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翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク The SIDBI Foundation for Microcredit ： ウィキペディア英語版 The SIDBI Foundation for Microcredit The SIDBI foundation for Microcredit (SFMC) ==Background== The SIDBI Foundation for microcredit (SFMC) is a department of Small Industries Development Bank of India (SIDBI) and a non-governmental organization that provides bulk loans to Microfinance institutions (MFIs) in India.〔Impact Assessment of Microfinance, ''Interim Findings from a National Study of MFIs in India''. Mrudula and Kashyap, P. 125, 2005〕 In practice, it acts as an oversight over MFIs which are the intermediaries between the retail borrowers consisting of poor people and individual borrowers living in rural areas or urban slums and the public sector development finance institutions.〔Microfinance and the Poverty of Financial Services, ''How the Poor in India could be Better Served ''. Sinha and Patole, p.130, 2005〕 The SFMC plays an increasingly important role in providing ‘user-friendly’ formal financial services to the poor due to the failure of the main poverty alleviation programme - the Integrated Rural Development Programme (IRDP). Extensive malpractices, misutilisation of funds and low repayment rates (25-33 percent) have urged a shift towards semi-formal development finance institutions.〔Microfinance and the Poverty of Financial Services, ''How the Poor in India could be Better Served ''. Sinha and Patole, p.129, 2005〕 This pattern of an increasing involvement of financial institutions with micro-finance in developing countries follows on the success stories within the Commercial Bank of Zimbabwe and Cooperative Bank of Kenya.〔Lessons from the Commercial Bank of Zimbabwe and the Co-operative Bank of Kenya, ''Can Commercial Bank do Microfinance?''. Bell, Harper and Mandivenga, P. 161, 2005〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「The SIDBI Foundation for Microcredit」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.